Debt Free Since 2012
As of today, February 10, 2012, I am now officially debt-free. I decided to use my tax refund to pay off the rest of my student loans, which have been sucking down thousands of dollars a month since I graduated. Here are the results:
Yep. It took a few days longer than expected, because Sallie Mae is terrible at ACH. And, of course, their obnoxious rounding means that at some point in the next six months, I'm going to get a cheque from Sallie Mae for 80¢ (presumably plus 6.8% interest). But it's pretty nice to be ...read more
Afni - Scam?
I got a letter in the mail on Saturday from a company named Afni, Inc., a debt collection company. This letter informed me that my debt of $188 to DirecTV was being collected by them. Of course, I've never had any dealings with DirecTV (aside from interviewing for a job there a couple of years ago), so I knew that this was a bogus notice. Come Monday morning, I called their 1-888 number and, after waiting on hold for 20 minutes, was connected to a bored-sounding agent. She asked me for the last four digits of my social security ...read more