Debt Free Since 2012

Posted Fri 10 February 2012 01:09 under category personal

As of today, February 10, 2012, I am now officially debt-free. I decided to use my tax refund to pay off the rest of my student loans, which have been sucking down thousands of dollars a month since I graduated. Here are the results:

debt status

Yep. It took a few days longer than expected, because Sallie Mae is terrible at ACH. And, of course, their obnoxious rounding means that at some point in the next six months, I'm going to get a cheque from Sallie Mae for 80ยข (presumably plus 6.8% interest). But it's pretty nice to be ...

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Afni - Scam?

Posted Mon 02 August 2010 09:50 under category personal

I got a letter in the mail on Saturday from a company named Afni, Inc., a debt collection company. This letter informed me that my debt of $188 to DirecTV was being collected by them. Of course, I've never had any dealings with DirecTV (aside from interviewing for a job there a couple of years ago), so I knew that this was a bogus notice. Come Monday morning, I called their 1-888 number and, after waiting on hold for 20 minutes, was connected to a bored-sounding agent. She asked me for the last four digits of my social security ...

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